Municipal taxes — by exact address
Calculate, compare, and anticipate the tax impact on your cash flow. Built for Quebec (taxes, assessment roll, services).
Result — tax summary
Annual and monthly impact, with a decision-oriented reading.
Municipal taxes (total)
$ 6,420
≈ $535 / month
Cash flow impact
Property assessment
$ 612,000
Undervalued
Neighborhood : $ 710,000
Effective rate (approx.)
1.05%
Good
vs sector
“Catch-up” risk
High
+8% à +15%
at the next roll
AI • Analysis
Interpretation (prototype)
Current taxes are slightly below average, but the assessment appears understated. The most likely scenario is a catch-up at the next roll, which could cut your cashflow by $120 to $220 / month depending on your leverage.
Placeholder: this module will become a “tax alert” based on history and neighborhood signals.
Municipal tax detail
Breakdown by component (e.g. general, services, water, waste).
| Composante | Base | Amount | Observation |
|---|---|---|---|
| General tax | On assessment | $ 4,980 | Main lever (varies with the roll) |
| Utilities (water / sewer) | Forfait | $ 620 | Relativement stable |
| Waste / recycling | Forfait | $ 210 | Stable |
| Safety / fire | Forfait | $ 180 | Stable |
| Other fees | Divers | $ 430 | Ex.: infrastructures / quote-part |
| Total | $ 6,420 | ≈ $535 / mois | |
Prototype: labels and components must be normalized by municipality (per-city mapping).
Exporter PDF
Exporter CSV
Area comparison
Your property vs the local average.
Your municipal tax
$ 6,420
Moyenne secteur
$ 6,690
Lecture
Below the average of$270. Careful: if the assessment rises, the gap can disappear.
Compare 3 addresses
See opportunity score
Stress tests — taxes
Test the robustness of cashflow if taxes rise (standard scenarios).
Scenario
+5% taxes
Estimated monthly impact
-$27
Faible
robuste
Scenario
+10% taxes
Estimated monthly impact
-$54
Moderate
surveiller
Scenario
+15% taxes
Estimated monthly impact
-$80
High
cashflow sensible
Scenario
+25% taxes
Estimated monthly impact
-$134
Critique
to renegotiate
Recommended action
If your deal is fragile at +10% taxes, revisit the price, raise the income, or add a safety margin.
Next step
Connect this page to a real source (city/roll), then add an automatic “neighbourhood vs address” comparison. A very strong Quebec differentiator.